leverJoin the waitlist
The portfolio-backed charge card

Spend your stocks
without selling a share.

A new way to spend against the stocks you own.
Keep your investments. Unlock your everyday.

Get early access

Your next chapter starts here.

Black titanium. A different kind of possibility.
Stay invested
Zero interest
Unlock buying power

Own your next move

Your portfolio.
More possibilities.

You’ve built something worth keeping. Lever is a charge card designed to let you spend against your investments, while they stay invested.

Stay in the market.

Your pledged stocks back your spending. Everyday purchases don’t require selling your investments.

Life, without the interest.

A charge card designed for full monthly repayment. No revolving balance. No interest.

Built around what you own.

Spending decisions adapt to your portfolio’s value and composition. Check a purchase before you make it.

Simple by design

From invested.
To everyday.

Your assets do more.
Your experience stays simple.

01 / PLEDGE

Start with what you own.

Pledge your portfolio to back your card. Your stocks remain invested, ready for what comes next.

02 / SPEND

Make room for life.

Use Lever for everyday purchases. A quick purchase check gives you clarity before you spend.

03 / REPAY

Full balance. Fresh start.

Pay in full each month from your bank account. No interest. No need to sell shares when you pay on time.

Lever is in development. Spending is subject to portfolio-based approval. If a payment is missed, pledged shares may be sold to cover the balance and a settlement fee. Final terms will be provided before launch.

Understated. Unmistakable.

A different
kind of credit

A deep black finish. A polished titanium edge. One simple mark. The Lever card concept brings considered design to the way you spend.

Black titanium / Design concept

A little clarity

Good questions.
Clear answers.

What is Lever?

Lever is a proposed charge card backed by your investment portfolio. The idea is simple: pledge stocks, spend against them, and repay your full balance each month. Lever is currently in development.

Do I have to sell my investments?

Ordinary card purchases are designed to leave your pledged shares invested. If you miss a payment, shares may be sold to cover the unpaid balance and a settlement fee. Any sale can have tax consequences.

How does zero interest work?

Lever is designed as a charge card, with the full balance due each month rather than a revolving balance. The proposed business earns revenue primarily from merchant transaction fees. Final fees, disclosures, and terms will be shared before launch.

What happens if the market moves?

The value and mix of your portfolio affect whether a purchase is approved. A lower portfolio value can reduce what you can spend. The current demo updates purchase checks without selling shares simply because the market falls.

Can I get a card today?

Not yet. Join the waitlist for launch updates and potential early access. Joining does not create a financial account, guarantee approval, or require a payment. You can explore the interactive demo now.

Bring your circle

Five friends.
Your first year, on us.

Refer five friends who join the Lever waitlist through your personal link and unlock eligibility to have your first-year annual fee waived.

01 / Get your link02 / Share with friends03 / Track every signup
Join and start referring

Subject to approval, launch availability, qualifying referrals, and final referral-program terms. Joining the waitlist does not guarantee card approval or a fee waiver.

Be part of what’s next

Your next move.
Starts here.

Join the waitlist for launch news, early access, and your personal referral link.
A little more possibility is on its way.

No application. No commitment. Just a first look.

Your email, respected.

What we collect. Your email address, signup time, consent, personal referral code, and whether you joined through another referral link.

Why we collect it. To maintain the Lever waitlist, contact you about the product and early access, and track aggregate referral progress. Signing up does not create a financial account.

What your link reveals. Your referral link contains a random code, not your email address. Friends can use it to join, but the site never displays the identities or email addresses of referrals.

Where it goes. Signups and referral attribution are saved in Lever’s private waitlist database. They are not posted publicly or used for advertising on this site. We do not sell waitlist email addresses.

Your choice. Joining is optional. You can leave the waitlist and remove your email at any time using the unsubscribe link in future updates. No email is sent automatically when you join.